Do 
                    You Need Medicare Supplement Insurance? 
                  What 
                    is Medicare? 
                  Medicare 
                    is a health insurance program for people 65 years of age or 
                    older, certain younger people with disabilities, and people 
                    with End-Stage Renal Disease (ESRD), (people with permanent 
                    kidney failure who need dialysis or a transplant). Medicare 
                    was signed into law in 1966.  
                     
                    Medicare coverage consists of two parts: Hospital Insurance 
                    (Part A) that pays for inpatient hospital stay, care in a 
                    skilled nursing facility, home health care, and hospice care. 
                    Medical Insurance (Part B) that helps pay for doctors'services, 
                    outpatient care, and other medical services that are not covered 
                    by Part A. 
                     
                     What 
                    is Medicare Supplement Insurance? 
                  Medicare 
                    Supplement Insurance (Medigap) is sold by private insurance 
                    companies to fill the "gaps" in Original Medicare 
                    Plan coverage. There are ten standardized policies, labeled 
                    Plan A through Plan J. Medigap policies only work with the 
                    Original Medicare Plan. 
                  For 
                    more information about Medicare health plans call us today 
                    at: (202) 296-8614 in the Washington, DC metro area, 
                    or 1-800-964-8614. Or log on to: www.medicare.gov. 
                  Ask 
                    your State Health Insurance Assistance Program about today's 
                    MEDIGAPs. 
                     
                    Then let PaulBalep help you buy yours. 
                  
                    
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