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“We offer one-stop shopping for a full range of insurance and financial services products”.

In living out these principles, we will sell insurance and annuities products that meet the needs of the ultimate client. They will be simple, easy to understand, and work well for our clients. Our products will not always be the cheapest, but will provide the best long-term value. They will be the product we would want to sell to a loved one and will work as if it were a loved one using them.

We Understand Our Clients’ Goals

Each client has unique goals, so each client’s insurance and financial services needs are also unique. For each sales assignment, we listen carefully to the client, apply our knowledge of the market and our knowledge of the industry, select the most appropriate insurance and investments tools, and develop a tailored solution. At each step in the process, we look for ways to maximize the contributions that our work makes towards meeting the client’s needs.

PaulBalep Provides Comprehensive Business Consultation And Support.

Today’s business owners realize that the way to succeed is by having the right partners. Whether your objectives are to provide meaningful and cost-effective employee/executive benefits, maximize tax advantages or meet personal financial goals, we’re committed to providing the consultative service you desire.

Our team of experts can help you meet a wide range of business and personal financial objectives.

PaulBalep and its affiliated companies help employer groups, labor unions, organizations and associations provide their employees with quality group insurance coverage. Programs are tailored to the needs of each organization.

We are your advocate when you have a claim
We are your consultant, working with you
As you determine your insurance and financial services needs
We will treat you like a person, not just a number
And we do business face-to-face.



Business Plans

Commercial General Liability
Commercial Auto
Umbrella liability insurance

Business Owners Policy
• Business (Income) Interruption
• Commercial Package Policy
Commercial Property
Workers' Compensation
• Errors And Omissions
• Directors’ And Officers’ Coverage
Commercial Fidelity & Crime
• Employment Practices Liability
Surety/Bonds Insurance
• Technology Business Package
• Kidnap/Ransom & Extortion Insurance
• Sexual Misconduct Liability Insurance
Fine Arts Insurance
• Church Accident Medical-Dental Coverage
Hull Insurance
Inland Marine
Marine Insurance
• Aviation Insurance
• Mortgage Guaranty Insurance
• Group Health Insurance
• Employee Benefit Plans
• Tax Advantaged Retirement Plans
• Executive Bonus Programs (IRC 162)**
• Buy-Sell Agreement Funding (Death/Disability)
• Salary Continuation (IRC 105)
• Deferred Compensation
• Coordination of Benefits Administration
• Payroll Deduction
• Business Estate Planning
• Key-Person Retention & Replacement
• Selective Executive Plans
• Pensions
• General Forms of Insurance
• Short/Long Term Disability
• Annuities
• Business Overhead Expense

Please contact us for specific information on these or other areas of interest.

Individual Plans

Automobile Insurance
Homeowners Insurance
Condominium Insurance
Renters Insurance
Mobile Home Insurance
Boat/Yacht Insurance
Home-Based Business Insurance
• Bonds
Professional Liability Insurance (E&O)
• Financial & Estate Planning**
• IRAs *
• Tax Deferred Annuities*
• Disability Protection***
• Individual Health Insurance***
• Long Term Care***
• Medicare Supplement***
• Mortgage Pay-Off Plan*
• Term Life – Level 10-20-30 years Term ***
• Universal Life*
• Whole Life/Modified Whole Life*
• Single Pay Life*
• College Funding Programs*
• Retirement Programs*

** These programs are funded by life insurance, variable annuities and mutual funds.
* Programs to help you meet asset accumulation and distribution needs.
*** Programs to protect your assets

“I wouldn’t buy a suit from two places – the pants at one, the jacket at another – so why deal with six companies when PaulBalep offers all the options to give you a perfect fit?”

For the fastest route to success, call our toll free service at: 1-800-964-8614. Visit us online at, or e-mail us at



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